Credit Card Tutorial

In my previous blog, I had a Credit Card Tutorial Page. However some of the contents in my previous articles may be outdated. Therefore, I decided that I shall once again start a new tutorial for  the benefit of those who are new to credit cards OR clueless about how to optimize the returns from using the right credit card(s) based on their needs and spending pattern.

GenX Credit Card Tutorial

Prelude: Life – Pay Now With Credit Card Earn Later OR Save Now For Retirement – Goal Is To Be Debt Free.

CC 101 – Introduction To Credit Card 2016.

CC 114 – Credit Card Fees and Interest Rates.

CC 118 – Benefits of Credit Cards and Choosing The Right Credit Cards Based On Your Spending Pattern.

CC 164 – 0% Installment Plans with Credit Cards Is A Trap.

CC 200 – Paying Your PTPTN Education Loan with Credit Cards

CC 201 – Credit Card Fraud and Bank Value for SMS Alert.

CC 254 – Balance Transfer Plan

CC 260 – Booking Hotel Rooms Online – Agoda Maybank VERSUS


CC 301 – Hong Leong Bank Essential Visa Super Nano Review  below:

  • Annual Fee waived with 12 swipes per year.
  • New Cash Back Mechanism for 2016 – UNLIMITED 0.6% Cash Back for Insurance. Other transactions except petrol  – 0.6% cash back for first RM5K and UNLIMITED 1% cash back for spending above RM5,000.
  • Click here to read HLB announcement. Thanks to “fruitie”, MOD at LYN.

CC 317 – AffinBank BHPetrol Touch & Fuel MasterCard Review – Guaranteed 10% Cash Back for 3 Swipes per month and capped at RM50/month.

CC 318 – Maybank 3 Cards GTR – FREE FOR LIFE.

CC 319 – Hong Leong Bank Wise Visa Tutorial and Review – Up To 10% Guaranteed Cash Back For Petrol.

CC 322 – AEON BiG Visa Classic and Gold – Great for AEON BiG stores, 6X FREE access to KLIA and KLIA2 Plaza Premium Lounge and 5% cash back for Petrol!!!

CC 322 – RHB Bank World MasterCard, Visa Infinite, Visa Signature and Platinum Credit Cards Review 2016.

CC 323 – AmBank World MasterCard Review by Vergon DC @ Generations XYZ – FREE FOR LIFE. Link suspended for now.

CC128 – Maybank Visa Signature (link suspended for now) – The Best Visa Signature that earns you 5% cash back for Petrol AND comes with 5X FREE access to Plaza Premium Lounge including separate 5X for Supp Cards!

CC 329 – Public Bank Visa Signature Review at Generations XYZ – Another must have Cash Back credit card. Link suspended for now.

CC 330 – CIMB Enrich (Elite) World MasterCard Review.

CC 333 -Singapore Airlines KrisFlyer American Express® Gold Credit Card Mini Review.

CC338 0 Maybank 2 Cards Premier Comprehensive Review (link suspended for now) – The Best Credit Card to earn 5X Treat Points from Local and Overseas Transactions.

CC 340 – OCBC Premier Voyage MasterCard Review – The best credit card for Bragging Rights if you don’t mind paying for it.


CC 628 – The Best Credit Cards for Airport Lounges and Petrol 2016

CC 638 – The Best Credit Cards in Malaysia 2016 – Credit Card Ultimate Showdown


CC 818 – Earn Free Gold Bars With Your Credit Cards

CC 828 – Ways To Redeem Business Class Ticket with Enrich Miles – Part of ALBOT&ALBOT Vol.II, Chapter 1.

CC 838 – The Best Credit Card for Overseas Transactions 2016

AEON Kredit GenX Geny GenZ Special Edition FeatureClick here to read my ARTicle titled AEON Kredit GenX GenY GenZ Platinum Visa and Why Everyone Should Hold An Aeon Credit Card. You will be immensely rewarded for reading this article if you believe in me.