Tag Archives: Maybank Mudarabah GIA

Maybank Mudarabah i Account GIA Part II – Daily Interest Is Back!!!


If you have been following me for years, you know that Maybank GIA Account was fantastic compared to normal Savings Account because we could earn close to 1 month Fixed Deposit interest rate (initially it was close to FD Promo interest rates) even if we park our money for just 1 night. However, a couple of years ago, Maybank stopped this wonderful feature where they paid us interest despite us not fulfilling the tenure, i.e. we uplift the GIA deposit before the end of the tenure (1 month or 2 months, etc).

In respect to the above, since Maybank stopped paying dividend for early uplift of GIA accounts, I have been depositing my money that is allocated to pay my Maybank credit cards with Maybank eFD 1 month tenure.

Good News – the daily interest thingy is back!!!

Early this month, a long time follower WhatsApp me to inform that he did earn interest with Maybank GIA despite him uplifting the deposit earlier.

So yesterday, 15th September 2018, instead of depositing my funds into 1 month eFD, I opted to go with Maybank IA GIA 1 month. This is because I assumed that GIA dividends are generally higher than Fixed Deposit interest rates (BIG mistake – I will explain later).

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