Fixed Deposit Promos


Latest and The Best Fixed Deposit / Time Deposit Interest Rates Promotion Offered by Malaysia Major Commercial and Foreign Banks – January & February 2019.

GenX Fixed Deposit Promotion

Last Update: 10 January Affin, AmBank, CIMB, HLB, OCBC, RHB, UOB – Will update new Promo Rates one by one once I am aware of them.

 The Best Fixed / Time Deposit Promotions

Please CALL THE NEAREST BANK BRANCH to reconfirm the rates (go to the bank website to get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

Affin Bank

If you are not into chasing after FD Promos, Affin Bank FD Board Rates are the most competitive.

Affin Fixed Deposit Board Rates 2018

As of 24 May 2018, above are shown at Affin’s website.

affin bank fixed deposit promo 2019

Alliance Bank – January 2019

Alliance Bank has a stupid CASA FD promo for January:

Allaince Bank FD 2019.jpg

PW: ABBTopSecretFD


AmBank FD Promo January 2019

12 months  – 4.3%

Above rate was shared by my follower.

CIMB BANK FD PROMO Extended until end January 2019.

6 Months 4.4%

12 Months – 4.3%


Hong Leong Bank Fixed Deposit January 2019

Online eFD 6 months – 4.28%

Hong Leong Bank FD Promo February 2019.jpg


Over the counter 12 months – 4.3% – shared by my reader.

Maybank FD Promo



OCBC Fixed Deposit Promo January & February 2019

OCBC Fixed Deposit Promotion January February 2019.jpg


RHB Bank – until 28 February 2019

5 months – 4.25%

8 months – 4.18%

RHB Fixed Deposit Promos January February 2019 2.jpg

RHB Fixed Deposit Promos January February 2019.jpg


UOB Fixed Deposit Promo for January 2019

4 months – 4.0%

7 months – 4.15%

12 Months – 4.20%

UntUOB Bank fixed Deposit Promotions January 2019.jpg


For those of you who wants really short term deposit, i.e. less than 1 month. Go check out Maybank Q-Cash Money Market (similar to REPO).

Fund Minimum deposit RM50K

The Fund is suitable for Qualified Investors:
who have low risk tolerance;
who seek a regular income stream from their investments;
who wish to obtain a yield exceeding the Maybank Overnight Deposit Rate; and/or
who have very high liquidity requirement.

You can set the number of days you want your money in the Money Market Fund or just let it sit there until you want to withdraw. However, the cut off time for redemption request shall be at 10.30 a.m. on a Business Day.

GenX’s Free Tutorials For 2018

NEW Articles For 2018

I can tell you this, if you think that the standard of living has deteriorated after the Government implemented the 6% GST, wait till we are in a recession and then only you will know what it means to have no money for food.

If you have yet to achieve the target to have 6 months cash reserve in the event of an unforeseen circumstances, it is best that you click here and read my article Prepare For Tomorrow So That You Can Sleep Soundly. In this said article, I once again shared with you the secret to being rich. It has nothing to do with how much you earn but rather are you able to save and not paying a sen in interest to the banks.

GenX 25 FD Promos by GenX

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