Fixed Deposit Promos

Latest and The Best Fixed Deposit / Time Deposit Interest Rates Promotion Offered by Malaysia Major Commercial and Foreign Banks – October & November 2019.

GenX Fixed Deposit Promotion

Last Update: 19 October

 The Best Fixed / Time Deposit Promotions

Please CALL THE NEAREST BANK BRANCH to reconfirm the rates (go to the bank website to get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

Affin Bank

If you are not into chasing after FD Promos, Affin Bank FD Board Rates are the most competitive.


Affin Bank Fixed Deposit 2019 interest rates.jpg

Alliance Bank






CIMB BANK FD Effective 1st October 2019

Below is a messaged I received from a die hard supporter:

Latest CIMB FD promo rates is 3.9% for 6 months for conventions and Islamic. 12 months is 3.8% As of 1 October as per info from CIMB privilege staff


Hong Leong Bank

Check with your HLB Branch on latest over the counter FD Promos. If you have substantial sum to deposit, can always nego for better interet rate.

Below is HLB online FD Promo extended until November 2019


Hong Leong bank Fixed Deposit Promo September 2019.jpg

If you are willing to invest in HLB Islamic Term INVESTMENT Account-i which is not guaranteed under PIDM and you understand that the profit sharing is not “guaranteed”, you can earn 4.10% interest rate.

Hong Leong Bank Term Deposit i October 2019 FD Promo.jpg






OCBC Fixed Deposit




Unlike HLB Term Investment Account which is not insured by PIDM, this RHB Commodity Murabahah Deposit-i for 6 months at 3.8% is insured by PIDM.

RHB 6 Months.jpg


UOB Fixed Deposit October 2019

4 months – 3.65%

7 months – 3.75%

12 months – 3.88%

Islamic 12 months – 3.9%


GenX’s Free Tutorials For 2018

NEW Articles For 2018

I can tell you this, if you think that the standard of living has deteriorated after the Government implemented the 6% GST, wait till we are in a recession and then only you will know what it means to have no money for food.

If you have yet to achieve the target to have 6 months cash reserve in the event of an unforeseen circumstances, it is best that you click here and read my article Prepare For Tomorrow So That You Can Sleep Soundly. In this said article, I once again shared with you the secret to being rich. It has nothing to do with how much you earn but rather are you able to save and not paying a sen in interest to the banks.

GenX 25 FD Promos by GenX

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