Fixed Deposit Promos


Latest and The Best Fixed Deposit / Time Deposit Interest Rates Promotion Offered by Malaysia Major Commercial and Foreign Banks – July 2018.

GenX Fixed Deposit Promotion

Last Update: 17 July 2018 AmBank

The Best Fixed / Time Deposit Promotions

Please CALL THE NEAREST BANK BRANCH to reconfirm the rates (go to the bank website to get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

Affin Bank

If you are not into chasing after FD Promos, Affin Bank FD Board Rates are the most competitive.

Affin Fixed Deposit Board Rates 2018

As of 24 May 2018, above are shown at Affin’s website.

Affin Bank – 4.4% for 12 months as informed by a Follower (not verified)

Affing Bank – 4.4% for 15 months as informed by a Follower (not verified).


Alliance Bank



AmBank FD Promo July 2018

12 months – 4.38%

Above info updated on 18 July thanks to Mr. Lye. You may need to seek Branch Manager’s approval for the above rate.


4.3% – 12 months


Hong Leong Bank Fixed Deposit Promos July 2018

3 Months

  • New Funds – 3.9%
  • Renewal – 3.35%

6 Months

  • New Funds – 4%
  • Renewal – 3.5%

12 Months

  • New Funds – 4.2%
  • Renewal – 3.85%

For HLB Customers with Online Account – There are having Online Promos on 7th July 2018. So check out Connect on that day.

Hong Leong Bank FD Ptomo July 2018


Maybank FD Promo




OCBC Fixed Deposit Promo until 30 June 2018

OCBC Fixed Deposit Promo April May June 2018



RHB Bank – until end July 2018

10 Months – 4.25%

15 Months – 4.38%

RHB Term Fixed Desposit April May June Promo 2018

I was informed this promo has been extended for July


UOB Fixed Deposit Promo for July 2018

  • 12 Month – 4.35%

UOB Islamic

  • 4 month – 4%
  • 7 month – 4.15%
  • 12 month – 4,35%



For those of you who wants really short term deposit, i.e. less than 1 month. Go check out Maybank Q-Cash Money Market (similar to REPO).

Fund Minimum deposit RM50K

The Fund is suitable for Qualified Investors:
who have low risk tolerance;
who seek a regular income stream from their investments;
who wish to obtain a yield exceeding the Maybank Overnight Deposit Rate; and/or
who have very high liquidity requirement.

You can set the number of days you want your money in the Money Market Fund or just let it sit there until you want to withdraw. However, the cut off time for redemption request shall be at 10.30 a.m. on a Business Day.

GenX’s Free Tutorials For 2018

NEW Articles For 2018

I can tell you this, if you think that the standard of living has deteriorated after the Government implemented the 6% GST, wait till we are in a recession and then only you will know what it means to have no money for food.

If you have yet to achieve the target to have 6 months cash reserve in the event of an unforeseen circumstances, it is best that you click here and read my article Prepare For Tomorrow So That You Can Sleep Soundly. In this said article, I once again shared with you the secret to being rich. It has nothing to do with how much you earn but rather are you able to save and not paying a sen in interest to the banks.

GenX 25 FD Promos by GenX

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