It has been about a decade or more since I first published my article titled LIFE – GOAL IS TO BE DEBT FREE.

The above article was first published at my now defunct blogspot and subsequently republished here at GenX GenY GenZ dotcom.

So first thing first, click here and read my article titled LIFE – GOAL IS TO BE DEBT FREE

if you are new to this blog, please be informed that the “Facebook.com/GenXGenYGenZ” shown in the image above is no longer in existence….. but there is a new one for my Long Time Die Hard Followers (TnC applies)

This article is written for my Long Time Die Hard Followers who reads all my articles, not only in regards to Credit Cards but Life and Love & Gratitude.

INTRODUCTION – DEBTS

Back then, 10 years ago, credit cards’ debts were massive and many people went into bankruptcy because they could not repay their monthly credit cards’ bills in full prior to the Due Date and therefore have fallen into the spiraling bottomless shit hole of debt.

Continue reading →