Introduction
I have been blogging about credit cards for more than a decade, and for years the Maybank 2 Platinum/Gold Cards American Express has been consistently awarded the top best 5 credit cards in Malaysia by yours truly or my readers, The Maybank 2 Cards Platinum and Gold are still going strong and earning my followers 5% cash back.
The Maybank 2 Platinum/Gold Cards AMEX is the most versatile cash back credit card in Malaysia as it guarantees the cardholder 5% cash back in weekends for various types of transactions, i.e. Petrol, Movies, Makan, Gadgets, Departmental Stores, Groceries, Lazada, Shopee, Telcos, Unifi, Grab Rides, Grab Food and etc.
With the Maybank 2 Cards Platinum/Gold AMEX, one can earn up to RM50 per month with RM1K spending on weekends. That’s guaranteed up to RM600 cash back per year.
Over the years many people had asked me which is the Best Credit Card in Malaysia? My reply is always the same – there is no such thing as the best credit card but you must get the right cards for different spending pattern.
My followers are taught that they must always read the Terms and Conditions of the card they are applying and not assume anything and worst believing the sales persons at the malls promoting credit cards where they are not there to help you but to earn commissions and therefore their objective to is make money for themselves!
Despite the above, most people are lazy to educate themselves on what cards they should hold to either earn cash back or air miles in order to optimize. So I will just tell them GenX GenY GenZ’s most famous quote related to credit cards -which is now adopted by others:
GenX GenY GenZ 