AmBank Enrich Visa Infinite and Visa Platinum – Local Spending

As usual you need to read the TnC!

It is quoted that the AmBank Visa Infinite and Visa Platinum earns you 1 Enrich Point for every RM3 and RM4 respectively until 30th June 2025.

BUT the above is not guaranteed but first come first serve.

You see, the so called promotional rate of RM3 and RM4 to earn 1 Enrich Point with the Visa Infinite and Visa Platinum respectively are also subjected to maximum capping of 43,000,000 Enrich Points!

For early birds to AmBank Enrich Visa Infinite, yes one will earn 1 Enrich Point for every RM3 spent but the question is – will it last until 30th June 2025.

If there are 3000 AmBank Visa Infinite card holders and they can spend RM9K per month, the 43 million Enrich Points capping would be reached in 4.7 months!

Anyway, the promotional RM3 spent for 1 Enrich Point is nothing great.

The Alliance Bank Visa Infinite and Visa Platinum and Virtual Card earns you 1 Enrich Point for every RM1.875 spent online but now there is a capping of RM3K spending per month.

And last year I did a review on the Hong Leong Bank Sutera Platinum Visa Credit Card too. Click here to learn more on the HLB Sutera Visa Platinum Credit Card.

Anyway come July 2025 or the 43m Enrich Points capping is reached, the Ambank Enrich Visa Infinite is definitely “useless” as it earns the cardholder 1 Enrich Point for every RM4 spent locally.

Actually, the Maybank AMEX KrisFlyer Platinum is way better where it earns you either 1 KrisFlyer Mile for every RM2 or RM2.50 spent locally!!! Of course one may argue not all merchants accept AMEX which is true; but if you are my long time die hard follower, we all know that AMEX is welcome at many places, i.e. Petronas, Shell, Jaya Grocer, Grab, Lazada, Shopee, Starbucks and etc.

Click/tap on the button below to Page 4 on so called UNLIMITED Golden Lounge access.