If you have been following me for years, you will know that my very first card was the American Express Charge Card. I was issued the card in 1988 while I was still an undergraduate in the USA! I was then upgraded to Gold when I pursued my Masters Degree.
When I returned to Malaysia after obtaining my Masters in Engineering in the early 90s, American Express Malaysia allowed me to transfer my US AMEX Account to a Malaysian AMEX Account!!!
I remember when I showed my colleague (at my first job as a “ciku” Engineer earning less than RM1.5K/month) my AMEX Gold Charge Card, he said it was a supp card!!! In the early 90s there was no Platinum Cards and Gold cards were Premier Cards.
I also remember in my early twenties, I went to a Panasonic Fair and bought a camcorder that cost a few thousand Ringgit and used my AMEX Gold Card Member Since 88 to pay for it. So happened the Manager of the Fair saw my card and was so excited that he came and talked to me personally because he also held the AMEX Gold Card Member Since 88, hahaha. Like I said, AMEX Gold Charge Card was the TOP card back in the 90s for the elites.
FYI, back then my salary was still damn freaking low but I was earning money from the stock market like nobody’s business. Therefore, I could suka-suka burn the FREE money away.
So for 30 years I was holding the AMEX Gold Charge Card where I got to brag to everyone that my card states Member Since 88! And every year AMEX would waive the Annual Fee. The AMEX Gold card was really good back then and it gave the best returns when I used the Membership Reward Points to redeem for cash vouchers.
Then sometime in 2011 or maybe a year or two earlier, Maybank took over the operations of AMEX in Malaysia and launched the wonderful Maybank 2 Platinum/Gold Cards which was FREE FOR LIFE and earn us 5X Treats Points. Therefore, I signed up for Maybank 2 Cards.
So ever since I got the Maybank 2 Cards Platinum AMEX in 2011, I stopped using my AMEX Gold Charge Card. AMEX Malaysia (or more appropriately Maybank) was kind enough to waive the annual fee for my Gold Charge Card every single year despite me not using my AMEX Gold Charge Card.