What is good about Affin Bank BHPetrol “Touch & Fuel” Mastercard Credit Card

• 2% cash back on weekdays charged at BHPetrol stations in Malaysia.
• 10% cash back on weekends charged at BHPetrol stations in Malaysia.
• The cash back is capped at RM50 per month and will be credited into the principal Cardmember’s Card.

10% cash back for petrol!

Which other credit card gives you guaranteed effective 10% cash back for petrol? The answer is none!

With 10% cash back and the monthly cash back capped at RM50, it means this card is good up to RM500 spending for petrol at BHPetrol stations.

What are the cons of this card?

However, the cons of AFFINBANK BHPetrol “Touch & Fuel” Mastercard are:

• You only get cash back at BHPetrol stations.
• Earn 1 AFFIN Rewards Point for every RM1 retail transaction spent at other retailers which makes it pretty useless.

As you can observe from above, it order to earn RM50 cash voucher, you need to spend RM30,650 with the Affin Bank BHPetrol MasterCard at other retailers. This works out to 0.163% equivalent cash back, NOT EVEN CLOSE TO 1%!!!

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