Earning FREE Air Miles

Basically, for CIMB Bonus Points, the conversion rate is 10,000 Bonus Points = 1000 Air Miles.

CIMB Travel World Credit Card

So with you earning 8X BP for overseas, this means you will earn 1 air mile for every RM1.25 spent overseas!!! This is better than the Maybank 2 Cards Premier of 1 air mile for every RM1.40 spent overseas!!!

Effective 21st October 2022, Maybank 2 Cards Premier, earning you 5X TP, will no longer be considered the Best Credit Card in Malaysia for overseas spending!!!

And i am going to tell you something from my own experience, generally MasterCard has a better conversion rate/fee compared to Visa for overseas spending!!! What this means if we will need to pay less in Ringgit when we use World MasterCard compared to Visa Infinite when we pay in foreign currencies!

As for Local spending where we earn 2X Bonus Points, this is really useless as it equates to 1 Air Mile for every RM5 spent locally.

CIMB Travel Platinum Credit Card

Well, the CIMB Travel Platinum Credit Card earns you 1 air mile for every RM2 and RM5 spent overseas and locally. Therefore it is not as good as Maybank 2 Cards Premier BUT it is definitely better than Maybank 2 Card Gold/Platinum for overseas spending.

CONCLUSION

If you hold the Maybank 2 Cards Premier, get the CIMB Travel World Credit Card because you will earn more from your overseas spending and also LOCAL Education Tuition Fees!!! Now take note CIMB has a ridiculous clause in their TnC on reccuring payments so you better read their TnC and understand what it means.

If you hold the FREE FOR LIFE Maybank 2 Cards Gold or Platinum, you MUST get the FREE FOR LIFE CIMB Travel Platinum Credit Card so that you can optimize from your spending pattern AND get 4X FREE Lounge access to Plaza Premium Lounges Worldwide when you are flying Economy Class 🙂