Tag Archives: AI Malaysia Credit Card Guru

ChatGPT Was Accurate To Rate GenX GenY GenZ As One Of The Experts On Credit Cards In Malaysia BUT DeepSeek Is Spot On As It Rated GenX GenY GenZ As The LEADING Credit Card Expert In Malaysia!

INTRODUCTION

Previously in my article titled Credit Card Experts in Malaysia and The Best Credit Cards According to ChatGPT February 2025 (click here to read it), I showed you that ChatGPT listed yours truly, i.e. GenX GenY GenZ, as of one Malaysia Credit Card Guru Expert plus also what they claimed were the best credit cards in Malaysia.

One of My Air Miles Disciples then used DeepSeek AI by keying the same Malaysia Credit Card Guru Expert and below was his results:

Wow! DeepSeek stated that GenX GenY GenZ (Leading Credit Card Guru)!

I am freaking honored that DeepSeek mentioned GenX GenY GenZ as the leading Guru Expert on credit cards in Malaysia.

And the results were pretty accurate BUT some of the credit cards mentioned by DeepSeek were obsolete so I deleted them in the image above so that not to confuse you.

Deepseek is freaking accurate to state what I have reiterated over and over again:

  1. Tailor cards to your spending pattern;
  2. Avoid Debt Traps (0% Installment Plans – which includes Balance Transfer);
  3. Highlighted Cards – Maybank 2 Gold/Platinum Cards AMEX (for essential expenses on weekends), UOB Visa Infinite (for Overseas Spending) and Maybank Ikhwan Amex Platinum-i (awarded the Best Online Credit Card by yours truly).
  4. Cash Back Focused Cards – Affin Duo Visa and RHB Shell (12% cash back on Shell Petrol);
  5. Air Miles Cards – Alliance (for Enrich Points);
  6. Get No Annual Fees credit cards;
  7. Settle in Full prior to Due Date to avoid high interest rates; and
  8. Your CCRIS or Credit Rating may be affected if you have too many credit cards with high Credit Limit.

Above matters in DeepSeek above are only parts of many of my articles to benefit you. And the only way you can benefit from me is that you read ALL my articles including matters relating to EPF, Debt, Inner Peace and LIFE. Yes my articles on LIFE are priceless but many of you young people do not comprehend them yet BUT if you read my articles on LIFE it will give you a head start to make your life better in the coming years and not to repeat the stupid mistakes which I have made over the years.

Anyway the reason why I am publishing this article is because DeepSeek actually mentioned RHB Shell Visa Credit Card that earns you 12% Cash Back which I shared many many moons ago.

Click here to read my article titled Revision to RHB Credit Card Reward Points Effective 9th April 2025 – This Time It Is For Real And You Can Start To Consider Terminating Your RHB Rewards Credit Card UNLESS MAYBE You Have Substantial Overseas Transactions With The Premier Visa Infinite, However, Before You Terminate Your RHB Rewards Credit Card You Better Apply For Their Cash Back Credit Card.

Effective 9th April 2025, RHB Rewards Credit Cards will become as good as useless. Therefore, before you go terminate your RHB Reward Credit Card, you should seriously consider applying for the RHB Shell Visa Credit Card now! I do have the RHB Shell Visa Credit Card where all I needed to do was walk into my RHB Branch and requested to ADD Card without submitting any documents (the personnel can always check my RHB Status in their system). However, some Bros and Sis when they applied for the RHB Shell Visa, the personnel at RHB were blur and requested them to submit documents as if they are applying for a RHB Credit Card for the very first time – I told them in order not to waste time and arguing, just give them the documents.

Anyway, it is best you visit RHB Official website and read the TnC of the RHB Shell Credit Card and understand the TnC before applying because you will only earn the 12% cash back for Shell Petrol if and only if you do spend RM2.5K with the card which may earn you up to RM100 cash back per month.