I have been claiming that GenX GenY GenZ is Malaysia’s No.1 Top Personal Finance website for years after one particular website ranked GenX GenY GenZ as No.1 even though it specifically mentioned that the Top 5 Personal Finance Websites he listed are in no particular order, hahaha.
I also have been claiming that GenX GenY GenZ is Malaysia’s No.1 Unbiased Personal Finance website simply because I DO NOT receive any income or sponsorship from any banks, cards issuers or finance related companies. I just publish articles to share with my readers/followers and in return many of them selflessly share information that benefit me in return.
Seriously, the best place to learn what are the best credit cards to get is at LYN!!! I tell you, the members of LYN are super smart and are willing to share info for the benefit of others. However, if one is new to LYN, it will take him/her like forever to read all the threads there. Important sharing by members may be scattered all over the place (one credit card may have more than 1 thread and if you were to read even 1 single thread it will take you days, hahaha).
For years I have also been publishing my annual credit cards showdown which determines the best credit cards in Malaysia. I believe many trusted my review/analysis because I was unbiased and had a systematic methodology to rank the credit cards analyzed. Therefore, when a person who reads my annual Ultimate Credit Card Showdown To Determine The Best Top 10 Credit Cards, where I will comment on each individual card in detail, he/she will then be better informed and can immediately decide which credit card is best suited to his/her spending pattern.
Sad to say, many Personal Finance websites have copied me by producing their own Best Top Credit Cards BUT I tell you, their methodology (or lack of one) is a joke where they suka-suka give ranking without any substantial reasoning to back them up and more importantly fail to inform their readers (more like potential customers as their only objective is to earn commission for the card issuers) the actual EFFECTIVE CASH BACK or how much is required to be spent to earn 1 Airmile (i.e. apple to apple comparison by indicating 1 Airmile = RMX spent).
Then out of the blue on 25th January 2018, I decided that it’s time my Followers determine which are the best cash back credit cards in Malaysia and therefore came out with the idea of a Readers’ Choice Award.
I am so happy that many of my Followers actually took the time and submitted their votes, as such, I am honored to present to you GenX GenY GenZ Readers’ Choice Award 2018 for the Best Cash Back Credit Cards in Malaysia.
GenX GenY GenZ 
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