CONCLUSION Part I for The Best Cash Back Credit Card in Malaysia 2024
- Maybank 2 Card Gold/Platinum AMEX for transactions on Saturday and Sunday for 5% cash back.
- Maybank Ikhwan MasterCard for Groceries and Petrol (any station) on Friday and Saturday for 5% cash back,
- Maybank Ikhwan Petronas Visa for Groceries and Petrol (at Petronas only) on Saturday and Sunday for 8% cash back,
I would think that if you are a cash back fan, you would get all 3 credit cards above as each of them has a monthly cash back cap of RM50.
And if you are a follower of GenX GenY GenZ, you definitely know we can earn FREE Money from many Apps. I can easlly earn more than RM100 per month from just tapping here and there on my smartphones.
Recently I published an article on how to earn FREE Money from Shopee App where I mainly use the FREE Money to pay bills (Astro, Unifi, Water and etc).
Now, Shopee is only 1 of the many Apps we can earn FREE Money daily.
So if you combine the cash back from the 3 Maybank’s cash back credit cards mentioned above and add the FREE Money you can earn from Apps, you can easily earn more than RM250 per month or more than RM3K per year!!!! With RM3K you can fly with AirAsia Flat Bed to Sydney!!!
BUT, all these FREE money will not make any difference to your life and you will never see it! For example, the cash back you earned from a Maybank Credit Card is credited into your credit card account and used to offset your credit card outstanding payment!
Some of you record the cash back on Excel – for what? You only shiok sendiri. For example, you have recorded in your Excel that you have earned RM10K but when I ask you to show me the cash….. you are broke!!! So what did you earn or save? Like I said cash back or even money earned from Apps are just for temporary shiok sendiri moments as we will never see the money, haha.
Having said the above, over the years I have published several articles to assist you to see the money you earned from your cash back credit cards grow and grow.
Below are 2 articles:
Click here to read You Earned FREE Money From Credit Cards And eWallets – Show Me The Hard Cold Cash
Click here to read GenX’s Simple Engineered Hack To See You Wealth Grow With Cash Back Credit Cards
GenX GenY GenZ 