The Credit Card You May Consider To Replace The Maybank 2 Cards Premier AMEX Reserve

With 2X TP for Local Spending and conversion rate of 10K TP = 1K AirMiles, the Maybank 2 Cards Premier AMEX Reserve is kind of useless for Local Spending.

For those who are new to my blog, we now earn 1 air mile for every RM5 spent locally with the Maybank 2 Cards Premier AMEX Reserve.

Therefore, all of us should consider getting other credit cards to replace our Maybank 2 Cards Premier AMEX Reserve for LOCAL SPENDING but not necessarily for Overseas Spending (please read my article on UOB PRVI Elite Miles – click here).

But like I mentioned earlier, many who applied for credit cards with other banks were rejected in accordance to BNM Guidelines.

Therefore, if you cannot get another non-Maybank credit card that earns you more than whatever credit card you are holding now, you can get the Maybank Singapore Airlines KrisFlyer AMEX Platinum where your application will be instantly approved simply because as I mentioned in Page 2, the Credit Limits is shared with your Maybank 2 Cards Premier and therefore there is no additional liability to Maybank.

Benefits of Singapore Airlines KrisFlyer American Express® Platinum Credit Card:

• 1 KrisFlyer mile for every RM 2.5 spent locally
• 1 KrisFlyer mile for every RM2 spent on online and overseas transactions
• 1 KrisFlyer mile for every RM1 spent on Singapore Airlines, Scoot & KrisShop website
• 5X complimentary access to Plaza Premium Lounge, per annum (offer until 31st December 2024 unless extended).

So you can earn 1 KF for every RM2 or RM2.5 spent locally or online which is much better than Maybank 2 Cards Premier AMEX Reserve where you earn 1 Air Mile for every RM5 spent locally.

Yes it is not as good compared to 5XTP with the AMEX Reserve previously for Local Spending but that’s history.

As for overseas, we do earn 1 KF for every RM2 pent with the KrisFlyer AMEX which is exactly the same as Maybank 2 Cards Premier for overseas spending.

The KF Miles earned from the KrisFlyer AMEX is credited into your KrisFlyer Account, therefore it will expire in 3 years time.

However, with the AMEX Reserve , we have 3 years before the TP expires and when we convert the TP to KF, we have another 3 years.

Having said the above, remember in Page 1, I mentioned that Maybank’s redeemable combined 100,000,000 air miles per month quota for all their cardholder is really really bad, you do not have this issue with the KrisFlyer AMEX as you are earning KrisFlyer Miles and not Treats Points.

As for Petrol you can earn 1 KF Mile for every RM2.50 spent EVERYDAY whereas the Maybank Petronas Visa only earns you 1 Air Mile for every RM2.50 spend on weekends. So if you get the Maybank AMEX KF Platinum you do not necessarily need to get the Maybank Petronas Visa.

So once again, you can consider the Maybank Singapore Airlines KrisFlyer AMEX Platinum if you cannot get another non-Maybank credit card that earns you more than whatever credit card you are holding now.

Click/Tap on the button below to Page 5 to continue your lesson.