In view that many of you are holding the Maybank 2 Cards Premier which is kind of useless as shown in my article titled Maybank 2 Cards Premier – From The Best To Mediocre. Thank You and Good Bye Maybank 2 Cards Premier (click here to read it), I shall now teach you what options you have to accumulate air miles at a quicker pace.

I will start off with Overseas Transactions.

Liked I have mentioned many times previously, UOB credit cards actually earn us more air miles per Ringgit spent overseas compared to the Maybank 2 Cards Premier. I will touch on UOB PRVI Miles Elite Card in this article but you can also look into UOB Zenith and UOB Visa Infinite based on your spending pattern.

Please note that there is another card called UOB PRVI Miles WITHOUT the word Elite.

Introduction to UOB PRVI Miles Elite Card

Annual Income to be eligible for the card: RM100K p.a.

Annual Fee: RM600

Currently UOB is having a promo for those of you who are new to UOB Credit Card:

The UOB PRVI Miles Elite Card annual fee is RM600 and you do get 60K UNIRinggit when you pay the annual fee the following year. Please note that it is stated in the TnC:

Annual Fee is payable to your UOB PRVI Miles Elite Card Account regardless whether you use the UOB PRVI Miles Elite Card.

So the 3 years annual fee waiver and RM400 cash Back is a very good deal for those of you who are not currently holding a UOB Credit Card.

And if you are wondering if 60K UNIRinggit is good when you pay the annual fee of RM600, I will tell you it is not! Why?

60K UNIRinggit can be converted to 6.667K (I see the number already I don’t like, hahaha), which means you are buying 1 air mile for 8 sen! So regardless you get the Bonus UNIRinggit or not is not important.

Benefits of UOB PRVI Miles Elite

Well, the FREE Airport Lounge access is good even though it is for 9 countries only.

But what about the 10X and 5X UNIRinggit for Overseas and Airlines respectively? As you all know, it is not the 10X or 5X rewards points that only matter but also the conversion rate to air miles plus other TnC. So as usual you need to read the TnC!

Click the button below to Page 2 to continue reading.