Must Have Entry Level Credit Cards
Like I mentioned, this article is for my long time die hard followers – which means they would know what credit cards to hold based on their spending pattern. So I will just list some of the must have Entry Level Credit Cards to remind them in case they missed or forget certain credit cards.
CIMB e Credit Card
This Entry Level CIMB e Credit Card on 28th of each month earns you more air miles than the CIMB Travel World Elite and almost all other cards too!
Click here to read my article titled Must Have FREE FOR LIFE CIMB Credit Cards
Maybank Ikhwan AMEX Platinum-i – FREE FOR LIFE
This is an Entry Level credit cards despite being called a Platinum credit cards because the annul income required to be eligible for this said card is only RM40K per year.
The Maybank Ikhwan AMEX Platinum-i was awarded the title of Best Online Credit Card in Malaysia by yours truly because you are guaranteed 8% cash back every day up to maximum RM50 or RM100 cash back per month.
Click here to read my article titled The No.1 Best Cash Back Credit Card In Malaysia 2024 For Online
Maybank 2 Gold Cards AMEX – FREE FOR LIFE
The Maybank 2 Cards Gold/Platinum AMEX has been consistently been the best credit card in Malaysia for more than a decade!
You are guaranteed 5% cash back on Saturday and Sunday including transactions related to Petrol, Groceries, Lazada, Shopee, Grab, Movies, Departmental Stores and etc.
Click here to read my article on Maybank 2 Cards Gold/Platinum
Alliance Bank Visa Virtual Card – FREE FOR LIFE
This is also another fantastic Entry Level Credit Card but to earn Enrich Points only.
This card earns you 1 Enrich Point for every RM1.875 spent online plus topping up eWallets too!\
However, there is a separate cap of RM3K each for Online Transactions and Topping Up eWallets.
Another fantastic thing about the Alliance Virtual Credit Card is that you can create one time use or limited period cards to protect you!!!
AmBank True Visa – FREE FOR LIFE
3% cash rebate when you perform online transactions with your AmBank TRUE VISA Credit Card. The 3% cash rebate is subject to a maximum of RM30 per month.
However, online transactions exclude topping up eWallets, Utilities and Insurance Premium.
The Cash Rebate shall not be applicable to the following types of online transactions:
(a) Bill Payment transactions via Mobile Phone
(b) Utilities Payment transactions
(c) Insurance Payment transactions
(d) Any transactions including direct debit from JomPay, FPX, Duitnow QR and/or related
payments without MCC code or MCC 0000
(e) Any instalment payment plan transactions
(f) Reversals, illegal transactions, fraudulent retail transactions and disputed transactions
by the Cardholder
(g) Direct Marketing transactions such as continuity/subscription
Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i – FREE FOR LIFE
8% Cash Back for spending at PETRONAS stations on Saturday & Sunday and 1% Cash Back for spending at PETRONAS stations from Monday till Friday (capped at RM50 per month)
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