The Best Top 5 Credit Cards For Petrol & Groceries in Malaysia 2021

Maybank 2 Gold/Platinum Cards American Express – For Petrol & Groceries

What is so good about this card:

  • FREE FOR LIFE without any condition!!!
  • The Maybank 2 Cards Gold/Platinum AMEX earns you 5% cash back on Saturday and Sunday for any type of transactions including Petrol and Groceries except for Govervment, eWallets and Utilities.
  • Monthly cash back capped at maximum of RM50.00 per customer per month (Principal Cardmember and Supplementary Card(s) combined).

Since this is a tutorial about Petrol & Groceries, all you need to know is that you are to use your Maybank 2 Cards Gold/Platinum AMEX on weekends only to earn 5% cash back.

Other points to note:

The Maybank 2 Cards Gold/Platinum American Express earns you 5X Treats Points of weekday. However, nowadays we get less than 1% returns when we use the 5X Treats Points to redeem Cash Voucher (e.g. Tesco or McD) and therefore there are better credit cards out there to earn you more in returns.

As for the Visa or MasterCard that comes with the Maybank 2 Cards Gold/Platinum, you only earn 1X TP for every RM1 spent and therefore you can keep the Visa or MasterCard in your drawer!

Like I mentioned at the start, the Maybank 2 Cards Gold/Platinum is a very versatile card to earn you cash back from almost any type of transactions on weekends and not only for petrol and/or groceries. Most users will find that they can easily hit the RM1K per month spending to earn RM50 in cash back from other expenses not related to petrol and groceries and therefore need another credit card for these said purposes.

Once again please note, Utilities DO NOT INCLUDE Astro, Broadband (UNIFI) and TELCOs (Celcom, DiGi, Maxis and Telekom) where you do earn 5% cash back on weekends with the Maybank 2 Cards Gold/Platinum AMEX.

You can also earn 5% cash back with Fave and GrabFood (not topping up but use it to pay directly) with the Maybank 2 Cards Gold/Platinum AMEX on weekends.

With cash back capped at RM50 per month, this means you can earn up to RM600 per year with RM12,000 spending.

Scroll down and click on Page 6 to see the next best credit card for Petrol & Groceries