Another Personal Finance tutorial by GenX @ http://www.GenXGenYGenZ.com

UPDATE Sep 2022

Effective 1st October 2022, the Public Bank Quantum MasterCard is as good as useless!

UPDATE August 2022

Effective 1st September 2022, Malaysia Credit Cards Treats Points redemption for Air Miles will be inflated!

Please click here to read Maybank Credit Cards Treats Points Air Miles Redemption Revision Effective 1st September 2022

This is FREE Personal Finance Express Tuition for all credit card users, not necessary for newbies only but for Malaysians (contents applicable for worldwide too except for benefits that comes with cards issued by Malaysian banks).

Before I proceed, the first major set back for credit card fans in 2020 is that effective 1st August 2020, the cash back rate for the Maybank FC Barcelona Visa Signature will be downgraded to just 1%. No more 10% cash back in May or August! Below is the announcement at Maybank’s website:

Update 2022 – click here to read revisions to Public Bank Visa Signature and Quantum MasterCard effective 16th February 2022

LESSON NO.1 – What credit card to choose?

1. Get FREE FOR LIFE credit card without any condition.

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