Ambank Enrich Visa Infinite

Basically the AmBank Enrich Visa Infinite first year annual fee is waived but for subsequent years, one needs to spend RM100K to have the annual fee waived. And if you refer to the table above, compared to Alliance Bank VI for overseas spending and HLB VI for Local Spending, this AmBank Enrich VI is kind of useless UNLESS you are purchasing a lot of Malaysia Airlines tickets where you can get discount (see table below).

If above is true, one can get 12% or 5% discount on Malaysia Airlines tickets.

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