Updated with Addendum on Alliance Bank Credit Card Annual Fee Waiver

Alliance Bank has announced Revision to Alliance Bank Credit Card Product Features and Fees & Charges recently and sad to give you the bad news – the Alliance Bank Visa Infinite and Platinum credit cards are no longer worthwhile for local transactions.

And if you think the Alliance Bank Visa Infinite is good for Lounge Access, you are mistaken and I will tell you in Page 2 of this article.

And in Page 3 I will tell you the GOOD news 🙂

Firstly, thanks to a Sis who pointed out to me, there will no longer be any annual fee waiver mechanism for all Alliance Bank Visa Infinite and VisaPlatinum Physical Credit Cards….. unless you have a housing loan or Privilege Banking status. I had to therefore revise/revamped the contents in this article.

Click here to my article titled Revision to Alliance Bank Credit Card Annual Fee Effective 1st August 2025.

Revision to Alliance Bank Platinum Credit Card Effective 1st Aug 2025

Basically from 1st August 2025, we won’t be getting 8X Timeless Bonus Points for eWallets and Online Transactions.

The Alliance Bank Platinum Credit Card will earn the cardholder 5X TBP for Groceries, Petrol, Dining, Pharmacy and Overseas Transactions.

As of now, we need 15K TBP to redeem 1K Enrich Points, this means with the 5X TBP, we will earn 1 Enrich Point for every RM3 spent.

Seriously, if you need a credit card for Petrol and Groceries, please go read my recent article titled The Best Cash Back Credit Cards in Malaysia For Petrol 2025 (click here).

If you still want air miles, I have reiterated over and over again the Maybank Singapore Airlines KrisFlyer Platinum AMEX (click here to read my review) is good and it even earns you KrisFlyer Miles from your TNB bills.

Last but not least in regards to Alliance Platinum Physical credit card, please note that you won’t be able to get auto annual fee waiver unless you have Alliance Hone Financing or Privilege Banking Status.

Click here to Page 2 to learn more about the Revision for Alliance Visa Infinte and if you think the card is good for lounge access you may be highly mistaken.