GenX GenY GenZ, Malaysia’s No.1 Top Unbiased and Independent Personal Finance website is proud to present to you another Readers’ Choice Award 2018 – where my Followers determine which are the best credit cards in Malaysia. I don’t get to vote.
I am so happy that many of my Followers actually took the time and submitted their votes, as such, I am honored to present to you GenX GenY GenZ Readers’ Choice Award 2018 for the Best Top 5 Credit Cards in Malaysia.
READERS’ CHOICE BEST TOP 5 CREDIT CARDS IN MALAYSIA 2018
Four (4) of the Readers’ Choice Award Best Credit Cards are generally FREE FOR LIFE Cash Back Credit Cards; and by combining them, one will earn cash back from all Essential Expenses (Petrol, Insurance, Utilities, Government Related Transactions and Groceries).
No.1 – Maybank 2 Cards Gold/Platinum (Votes – 27.32%)
The Maybank 2 Gold/Platinum Cards are FREE FOR LIFE without any conditions. The Maybank 2 Gold/Platinum Cards American Express earns you 5% cash back for all types of expenses on weekends. On top of the cash back, you will also earn 5X Treats Points!!!
Review of the Maybank 2 Gold Platinum Cards 2018 – It’s A Fantastic Card For Accumulating Air Miles Too. Please click here to my Facebook post for the Password.
No.2 Maybank FC Barcelona Visa Signature (Votes – 14.13%)
The Maybank FC Barcelona is FREE FOR LIFE without any conditions. This card is damn freaking good as it earns you 10% cash back in the months of May and August for any type of transactions including government and insurance.
Click here to take your lesson on the FREE FOR LIFE Maybank FC Barcelona Visa Signature Review. The Best Cash Back Credit Card for Months of May and August 2018.
No.3. – Public Bank Quantum MasterCard and Visa (Votes 12.83%)
The Public Bank Quantum credit cards are FREE FOR LIFE without any conditions and earns you 5% cash back for Dining, Online, Departmental Store and Entertainment. If you are earning RM36K p.a., there is no reason why you are not holding these cards. Click here to my FREE Credit Card Tutorial 2018 to learn more.
No.4- Maybank 2 Cards Premier (10.04%)
The Maybank 2 Cards Premier AMEX Reserve and Visa Infinite are the best credit cards to earn you Air Miles from both Local and Overseas transactions. If you are into air miles, you must hold the Maybank 2 Cards Premier. Click here to my FREE Credit Card Tutorial 2018 to learn more.
No.4 – Public Bank Visa Signature (Votes – 10.04%)
The Public Bank Visa Signature annual fee is waived if you swipe it once a month. It earns you 6% cash back from Dining, Online and Groceries transactions.
Click here to learn more about the Public Bank Visa Signature. This card also grants you FREE access to airport lounges.
CONCLUSION
On behalf of all my Followers, I would like to take this opportunity to thank both Maybank and Public Bank for assisting the Rakyat to cope with the ever rising cost of living.
The Maybank 2 Cards Premier and Public Bank Visa Signature were neck to neck and Maybank 2 Cards Premier was leading by a razor thin margin until the last vote came in. And they ended up with the same number of votes!
Here is the breakdown of the votes:
- No.1 Maybank 2 Gold/Platinum Cards – Votes = 27.32%
- No.2 Maybank FC Barcelona – Votes = 14.13%
- No.3 Public Bank Quantum Cards – Votes = 12.83%
- No.4 Maybank 2 Cards Premier – Votes = 10.04%
- No.4 Public Bank Visa Signature – Votes = 10.04%
- Np.6 Maybank KrisFlyer AMEX – Votes = 4.65%
- No.7 AEON Big Gold Visa – Votes = 2.60%
- No.8 CIMB Cash Back Platinum MasterCard – Votes = 2.04%
- No.9 AmBank WMC and VI – Votes = 1.87%
- No.10 CIMB Enrich Platinum MasterCard – Votes = 1.67%
Once again, GenX GenY GenZ, Malaysia’s No.1 Unbiased Personal Finance Website, the leader on matters relating to Credit Cards in Malaysia, has come out with another systematic method to determine the best credit card in Malaysia, i.e. Readers’ Choice Award for Best Credit Cards. And you can expect other biased Malaysian personal finance websites to mimic/copy/plagiarize my idea.
With the above Readers’ Choice Award, GenX GenY GenZ has once again cemented itself as Malaysia’s No.1 UNBIASED & INDEPENDENT Personal Finance Website and it is all thanks to you, my Followers 🙂
Click here to see GenX GenY GenZ Readers’ Choice for the Best Cash Back Credit Cards 2018
Malaysia Best Top 10 Credit Cards – Ultimate Showdown 2018 
Presented by GenX
GenX GenY GenZ 