The Best Top 5 Credit Cards For Online Transactions in Malaysia 2021

Maybank 2 Cards Gold & Platinum

I have been promoting the Maybank 2 Gold/Platinum Cards for years because they are FREE FOR LIFE without any condition 🙂

The Maybank 2 Cards Gold or Platinum AMEX earns you 5% cash back on weekends!

Once again, below are the transactions where you can earn 5% cash back on weekends:

  • Astro
  • Broadband, i.e. UnifiTELCOs, i.e. Celcom, DiGi, Maxis and Telekom.
  • Hotels, e.g. Agoda.
  • Airlines, e.g. AirAsia, Malaysia Airlines and Singapore Airlines.
  • Fave
  • Any other transaction not related to Government, Utilities, Education, JomPay, EzyPay and eWallets in Ringgit Malaysia.
  • AND BEST OF ALL – Etiqa Insurance Premiums!

As mentioned previously, is it pointless to use the Maybank 2 Cards Gold/Platinum AMEX on weekdays if you are a cash back fan because you will earn 5X Treats Points. For air miles fan, the Maybank 2 Cards Gold and Platinum AMEX are still pretty good for weekdays as you can earn 1 KrisFlyer Mile for every RM1.60 spent!

As for GrabRide, GrabFood and GrabMart , you do earn 5% on weekends with the Maybank 2 Cards Gold/Platinum AMEX (set your AMEX card as Primary Payment for these Grab services). However, I have also shown you that you can earn about 5% equivalent cash back too with the the Maybank Grab Platinum MasterCard if you can earn 8X Grab Reward Points. Please click here to watch my YouTube Review of the Maybank Grab Platinum MasterCard. The difference is – by you using the Maybank 2 Cards AMEX on weekends, you are guaranteed 5% cash back credited straight to your account. Whereas for Maybank Grab Platinum, you are using the Grab Points to offset a particular future payment, which means, effectively you will earn less in “cash back” for the same service/payment and lose out in the long run, get it? If no, it does not matter, as long as you are happy with the Grab CC 🙂

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