GenX GenY GenZ’s Influence No.1 – The Best Credit Cards are FREE FOR LIFE!
All of us should hold FREE For Life credit cards.
Even if you do not use the credit card the entire year, it will cost you nothing! And if you need credit (money) in time of emergency, it is there for you.
I have told my followers that they must keep at least one FREE FOR LIFE credit card from different banks.
Because once we are unemployed or even change career where you may decide to quit your job and start a business, it is very hard to get a credit card. Most banks rely on EPF Statement to justify your income.
So, if you are holding a FREE FOR LIFE credit card with a particular bank, even if you are unemployed, you may be able to sign up for a new credit card with the same bank as the Credit Limit is combined for all the cards. And you never know, the bank may introduce a fantastic new card in the future. Examples – (1) Affin Bank just launched the Affin Duo Visa which is great for cash back and (2) Alliance Bank revamped their Platinum Visa and now it is the best credit card for Enrich Miles.